Privacy Policy

1. Overview

This Privacy Policy explains how Sea Pay LLC ("Sea Pay," "Seapay," "we," "us," or "our") collects, uses, and shares information when you use the Seapay.ai website, dashboards, APIs, and related services (the "Services").

2. Information we collect

We collect information in the following ways:

• Information you provide: account details, business information, contact data, payment preferences, and communications with us.
• Verification information: data used to comply with AML, KYC, and sanctions screening requirements, such as identity documents and beneficial ownership information.
• Automatically collected data: device identifiers, IP address, usage logs, and cookies or similar technologies.
• Blockchain data: public transaction information and wallet addresses that are recorded on public blockchains.

3. How we use information

• Provide, maintain, and improve the Services.
• Verify identities and comply with legal and regulatory obligations.
• Detect and prevent fraud, abuse, and security incidents.
• Communicate with you about your account or service updates.
• Send marketing messages where permitted, with opt-out options.

4. How we share information

We may share information:

• With service providers who support our operations.
• With financial, compliance, or identity verification partners.
• With law enforcement or regulators when required by law.
• In connection with a business transaction such as a merger or sale.
• With your consent or at your direction.

5. Cookies and analytics

We use cookies and similar technologies to remember your preferences and analyze usage. You can control cookies through your browser settings, but disabling cookies may impact functionality.

6. Data retention

We retain information for as long as necessary to provide the Services, meet legal obligations, resolve disputes, and enforce agreements.

7. Security

We use reasonable administrative, technical, and physical safeguards to protect information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

8. Your choices and rights

You may update or correct your information by contacting us. Marketing emails include an unsubscribe link, and you can also contact founders@seapay.ai to opt out. Depending on your location, you may have additional rights to access, delete, or restrict the use of your personal information.

9. International users

If you access the Services from outside the United States, you understand that your information may be processed in the United States or other jurisdictions where we or our service providers operate.

10. Children

The Services are not directed to children under 13, and we do not knowingly collect personal information from children.

11. Changes to this policy

We may update this Privacy Policy from time to time. If we make material changes, we will post the updated policy and update the "Last updated" date.

12. Contact us

If you have questions about this Privacy Policy, contact founders@seapay.ai. For compliance disclosures, see our Compliance and Disclosures page.